The Rural Water Loan Fund (RWLF) is a funding program specifically designed to meet the unique needs of small water and wastewater utilities. The RWLF provides low-cost loans for short-term repair costs, small capital projects, or pre-development costs associated with larger projects. The RWLF is operated by NRWA and was established through a grant from USDA Rural Utilities Service.

National Rural Water Association’s longtime partner, CoBank, is now offering not-for-profit, district and municipal rural water and wastewater systems a unique alternative to traditional borrowing. Leasing allows you to match payments to the life of the asset and better manage your system’s cash flow.